Understanding Workers’ Compensation in Mississippi
Workers’ compensation is a vital insurance system that provides financial protection to workers who sustain injuries in the workplace. Employers in Mississippi are required to carry workers’ compensation insurance, which covers medical expenses and provides benefits to employees who are unable to work due to job-related injuries. It is crucial to note that workers’ compensation is a no-fault insurance program, meaning that injured workers are entitled to benefits regardless of fault. However, in exchange for these benefits, workers are generally prohibited from suing their employers for damages. Our team at The Pearson Law Firm is well-versed in the nuances of workers’ compensation laws in Mississippi and can help you navigate the claims process to secure the benefits you deserve.
Eligibility and Benefits under Workers’ Compensation
In Mississippi, all companies with five or more employees are required to provide workers’ compensation insurance. While most industries are covered by workers’ compensation, there are exceptions. If your employer fails to carry workers’ compensation when required by law, you have the right to pursue legal action for damages in the event of a workplace injury. Workers’ compensation benefits can include coverage for medical expenses, lost wages, temporary and permanent disability, and death benefits. Our dedicated attorneys at The Pearson Law Firm are committed to helping injured workers understand their rights and obtain the full range of benefits available under workers’ compensation insurance. Whether you are facing a work-related injury or navigating the claims process, our legal team is here to provide the support and guidance you need to secure the benefits you deserve.
Workers’ Compensation Process
The workers' compensation process begins when workers report their injury or illness to their employer, who then notifies the Mississippi Workers' Compensation Commission and the insurance carrier. It's crucial to inform your supervisor promptly, as delays can jeopardize your benefits. Mississippi law requires reporting within 30 days of the incident. Seeking medical attention is vital, as untreated claims may be denied. Medical records must indicate the injury occurred at work for claims to be supported. Accepted claims are paid by the employer's insurance carrier, with medical payments going directly to providers and lost wages to the individual. If a claim is denied, seek legal assistance from The Pearson Law Firm to review the denial reason and file an appeal in the circuit court.
Reach Out to Our Mississippi Workers’ Compensation Lawyer Today
At The Pearson Law Firm, we understand how terrifying being injured on the job is. We know that when you’ve been injured at work, you have dozens of questions about how to afford your medical bills, keep food on the table while you’re not working, whether your employer will retaliate against you for filing a claim, and more. We can help.
We are here to provide answers to your questions and make sure your legal rights are represented throughout the entire process. For your free consultation, please reach out to our law firm online, in person, or by phone at (662) 238-3339.